Mortgage rates are a hot topic with significant implications for homebuyers and the housing market. As of August 22, 2025, the 30-year mortgage rates have dipped to 6.60%, raising questions about future trends. Experts predict rate stability in the short term while the Federal Reserve deliberates its next moves.

Key insights include:

• The next five years will likely see fluctuations driven by economic factors.
• Current rates remain steady amidst pending Fed decisions.
• Market experts provide varied predictions, emphasizing the need for homebuyers to stay informed.

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